squishymallo asked:

If I reside in Colorado (where restrictive endorsement is allowed), and the debt collector is in Ohio (where restrictive endorsement is conditional), which state laws are binding? Would it be the state where I reside and the check was mailed from, or the state the collection agency is in and the check would be cashed?

Also, has anyone used restrictive endorsement? How did you go about adding that to the check?

Thanks!

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