shortstuff asked:

a few years ago my husband and i open a business. at the time we was debt free beside the normal house whole bills. my husband decided to open credit card for the business in my name well the business didn’t last and now im about 60,000 dollar in debt which is now in collection because i cant afford to pay them. they are all on my credit report including the building that we was doing business in because we couldnt afford to pay the lease. im working a minimal wage job and only getting about 20-24 hrs a week. i need to know how to start working on this.

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